Solutions for Individuals or Small Business
The work world is evolving. We are transforming health coverage to meet your changing needs. Provincial government health plans do not fully cover the costs of many health care services, leaving you vulnerable. Supplemental health and dental plans can fill those gaps and provide you with the protection you need. Please contact us if you would like to know more!
Small Business (Incorporated or Sole Proprietor) – CoreHealth+
CoreHealth+ combines the peace of mind of a comprehensive insurance plan for unplanned expenses, with the flexibility of a Health Spending Account for routine medical expenses, all in one easy-to-use solution. Whether your company is Incorporated or a Sole Proprietor, you can take advantage of the benefits of CoreHealth+, including insured coverage and a custom Health Spending Account.
Health Assist ZONE offers ‘coverage for life’ – whether you are self-employed, a small business owner (for you and your employees), or work on either a contract, part-time, seasonal or temporary basis. Health Assist ZONE offers seven bundled plans with varying levels of health, dental, drug and travel coverage at competitive prices.
Health Assist LINK offers guaranteed coverage to individuals who are switching from a group benefits plan – no health questionnaire is required if you apply within 90 days of leaving your group plan. Whether you are between jobs or transitioning to retirement, LINK provides varying levels of health, drug, dental and travel coverage at competitive prices.
Flexcare offers 7 different health and dental plans (3 of which are guaranteed issue) and many add-on benefits so that you can design a health plan that best meets your specific needs.
FollowMe offers 4 guaranteed issue plans which are designed to “bridge the gap” for people who are leaving a group plan due to job loss or retirement so that their health and dental coverage is not interrupted. As long as you apply within 60 days of leaving your group plan, you are guaranteed acceptance with FollowMe.
Association Health and Dental plans offer 8 different plan choices with options for Dental only and Dental + Drug benefits.
Manulife’s Lifecheque Basic Critical Illness Insurance offers:
- Coverage for 5 major illnesses including cancer, heart disease, stroke, aortic surgery and coronary artery bypass surgery.
- Lump sum payments of $25,000, $50,000 or $75,000 with a Return of Premium option.
- Coverage for applicants between the ages of 18 and 75.